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Is Amex Blue cash Everyday hard to get?

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Is Amex Blue cash Everyday hard to get?

The Amex Blue Cash Everyday card is hard to get because applicants need to have a score of 670 or higher to be approved for the card. However, you’ll have a better chance of being approved for the card if you have at least a very good FICO score (740 to 799).

Does American Express Blue cash have to be paid in full every month?

Both the Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express are regular credit cards that don’t need to be paid in full each month. Paying in full will help you maximize your savings from rewards, however.

How much cash back do you get with American Express Blue cash?

The Amex Blue Cash Everyday card earns 3 percent cash back on purchases at U.S. supermarkets (up to $6,000 annually, then 1 percent). You also earn unlimited 2 percent cash back at U.S. gas stations and select U.S. department stores like Macy’s and J.C. Penney, along with 1 percent back on all other purchases.

What Bureau does Amex pull?

Experian
Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports. Chase favors Experian, but may also buy Equifax or TransUnion reports.

What happens if you don’t pay off Amex every month?

If you don’t pay the balance requested by its due date, your account can be charged interest and penalty fees, and be subject to cancellation. Here’s how the American Express grace period works: Length: 25 days or more. When It Applies: You pay your bill on time and in full for at least two consecutive billing periods.

Is Amex Blue Cash Preferred metal?

The Blue Cash Preferred® Card from American Express is not a metal credit card, as it is made of plastic like most other credit cards.

Is Blue cash Everyday card worth it?

Amex Blue Cash Everyday is especially worth it for applicants who want a $0 annual fee and bonus rewards on groceries, gas and select department store purchases. The Blue Cash Everyday Card also offers a 0% introductory APR and a $200 statement credit for spending $2,000 in the first 6 months.

How does American Express Blue cash Everyday work?

The Blue Cash Everyday Card from American Express offers cash back on everyday spending categories without charging an annual fee (See Rates & Fees). Cardholders earn 3% cash back on the first $6,000 spent each year at U.S. supermarkets, then 1% back, plus rewards on other spending.